With many people living longer in retirement, finances need to stay flexible to match changing circumstances.
Pension plans may still need managing during retirement to make sure that the money will last, and perhaps to choose the best time to switch to an annuity.
Other than pensions and income from investments, the main asset owned by many is their home. Raising money from a property is increasingly popular with a wider range of providers offering Equity Release plans.
Reasons are very varied, but include home improvements, helping out the family, estate planning, paying for care, or simply increasing income.
And whether it is for you or for someone else, the cost of care needs planning for. There are often difficult choices to be made, but we can help ensure peace of mind by advising on the best option for you.